2024 Roth Ira Contribution Limits Married Jointly. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing. So people 50 and older can invest $30,500.


2024 Roth Ira Contribution Limits Married Jointly

Each spouse can have their own roth ira, allowing both to contribute. Subtract from the amount in (1):

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